《全球金融诈骗趋势评估报告（英）-24页.docx》由会员分享，可在线阅读，更多相关《全球金融诈骗趋势评估报告（英）-24页.docx（14页珍藏版）》请在第壹文秘上搜索。
1、EXeCUtiVeSUmmgy-KeyFirdirgSFinancialfraudhasieasedanddiversifiedsignificantly,bothintermsofthevolumeoffraudoffencesandthemethodsdeployedtoperpetratethem.Today,financialfraudrepresentsapervasive,globalthreat.Understoodasanumbrellacategory,encompassingthoseactivitiesthataimattheprocurementofafinancial
2、gainthroughdeliberate,deceitfulactionsagainstindividualsandtotheirdetriment.frauddoesnotonlywreakmajorfinanciallossesOnindividualsandbusinesses,butalsounderminesdomesticandglobaleconomiesbyerodingtrustandweakeningtheintegrityoffinancialsystems.TheINTERPO1.GlobalFinancialFraudAssessmentconstitutesani
3、n-depthanalysisofINTERPO1.dataholdingsonoffencesandoffendersrelatedtofinancialfraud,whichasbeenperpetratedagainstindividualsand/orbusinesses,includingINTERPO1.Noticesand/orDiffusionslinkedtofinancialfraudoffences.Thekeyfindingsfromthisassessmentinclude：,Themostprevalenttypesoffinancialfraudattheglob
4、allevelareinvestmentfraud,advancepaymentfraud,romancefraudandbusinessemailmpromise; Financialfraudisincreasinglydependentoninformationandcommunicationtechnologies,whichbytheirnatureareglobalized,meaningthatfraudoperationsaretransnationalandoftentransntinenta; Finandalfraudismostoftenperpetratedbyane
5、tv/orkofco-oHeders,wherethedegreeoforganizationvariesfromhighlystructuredtolooselyorganizedcrimegroups; Crimeconvergencefrequentlyoccursaroundfinancialfraudwherecybercrimes-as-a-servcandmoney-laundering-as-aserviceareimportantinempoweringfraudsters,bothindividualoffendersandcrimegroups. Whilemodiope
6、randimaybeunderstood,lessisknownaboutfraudoffendersandhowfraudisorganized.andthereisanurgentneedtostrengthendatacollectionandanalysisonfinancialfraudinordertodevelopmoreinformedandeffectivecounterstrategies.Financialfraudisapredatorycrimewhichisperpetratedinanonymityandacrossborders.INTERPO1.remains
7、engagedtosupportmembercountriesintheglobalfightagainstfinancialfraud,fromdatacollectionandcrimeanalysistooperationalsupport.ThefindingsinthisreportarepartofanofanongoinganalyticalinitiativetoassesscurrentandemergingcrimethreatsinordertopfoducetheINTERPO1.GlobalCnmeThreatAssessment.WhtChwillbeavailab
8、letolawenforcementnINTERPO1.memtjrcountriesinNovember2024.Offendersaremakinguseofemergingtechnology,particularlyArtificialIntelligence(AI)sucasdeeplakes.IodeceivetherViClimSandconcealtheiridentities;,InformationsuggeststhattheUSeofscamcentresorcompoundsareincreasinglyprevalent,includingthosewhichdep
9、endonhumanIrafIiCkingforforcedcriminalitywiththistrenddetectedinSoutheastAsia,West,EastandSouthernAfrica.EasternEuropeand1.atinAmerica;AmongthemanymodiOperandiwhichareusedtoperpetratefinancialfraud,INTERPO1.hasdetectedthatimpersonationfraud,investmentfraud,romancefraud,advance-paymentfraudandidentit
10、yfraudarethemostgloballypervasivethreats.RomancefraudAdvance-paymentfraudIdentityfraudOPERATIONNERVONEInJuly283,INTERPO1.anditspartnersUrgetedacriminalgroupbelievedtohavelaunchedover30SOPHISTICATEDSPEARPhiShmgcampaignsacross15countriesinAfrica,Asiaand1.atinAmerica,steelingpotentiallyosmuchasUSD30MI1
11、.1.IONfromfinancialinstitutionsandmobilebanking“rvk$sinc2019.Romancefraud0atypeoffraudperpetratedbycriminals,whodevelopaTGlationship-ottrustand/otintimacywithvictims,oftencommencingthroughsocialmedia,datingappsandmessagingplatforms.ThevictimsareultimatelymanipulatedbyIheoffender,oftenmultipletimes,v
12、/hoismotivatedbyfinancialgain,causingbothemotionalandfinancialharmtothevictim.Advance-paymentfraud,oneofthemostprevalentfraudtypes,involvesafinancialtransactionforfraudulentproductsorservices.Perpetratorsmayuseonlinecommercialwebsite,socialmediaplatforms,orothermeansforpromotingsalesofgoodsandservic
13、eswhdemandatsub-marketprices.Paymentisrequestedupfrontandpriortothereceptionofanyproductorservce.whichmayeitherbenon-existentOrsignificantlysub-standardfromhowtwasadvertised.Identityfraudreferstotheunauthorizedacquisitionanduseoometricdata,etc.)intendedforobtetk)nofanillicitfinancialgain.Identityfra
14、udsterscangainaccesstopersonalinformationthroughsocialengineering(suchasphishing,smishing.ViShing.spoofing,etc.),systemintrusion(viatheuseofmalv/areorhackingtechniques)andphysicaltheftIdentityfraudisthereforecomprisedoftwoelements:ontheonehand,anenabler,whichreferstothetechniqueemployedfortheacquisi
15、tionofpersonaldataintendedforth。ObgnuOnofanillicitfinancialgamand,onIheotherhand,theuseofthesedataforsuchpurposesHeTeaner.Ihe8jesmnodnwyfraudwilloonMthreatpoedbyphiogssWeI88other8eJarln0jtonMcriqs.Fraudsterscanperpetrateidentityfraudwithoutthedirectinvolvementofthevictim,whoseidentityhasbeenstolen.Inadditiontostealingfunds,fraudstersoftensellcompromisedpersonalinformationononlinecriminalmarkets.Thispersonalinformationcanbefurtherexploitedbycriminalstocommitidentityfraud,revcbmizetargetsandfacilitatethedeceptivetechniquesusedotherfraudtypessuchasromancefraud.FinancialFrau
